Maine Family Planning has always been a place where anyone can access affordable health care, regardless of insurance status. While we do accept both private and public insurance, many of the women and men who seek care with us are uninsured. In fact, we’re often one of the only health centers that those without health insurance can afford to visit.
Reproductive care is essential health care, and the ability to decide whether and when to have children is crucial for economic security, educational attainment, and for safe and healthy families. But as important as reproductive health care is, it’s not the only kind of care that people need. That’s why Maine Family Planning will be available to help our patients and their families enroll in affordable health insurance plans– we want our patients to be covered for ALL of their healthcare needs.
Open enrollment in Marketplace Insurance Plans starts November 15th, 2014 and remains open until February 15, 2015. For those who don’t have health insurance, this is the time to sign up for coverage, and Maine Family Planning is here to help.
What is the Affordable Care Act (ACA)?
The Affordable Care Act (ACA), also known as health care reform or Obamacare, makes it easier for people who are uninsured to get affordable health insurance. Under the ACA, essential health care services (like annual exams and prescriptions) must be covered, and health insurance plans won’t be able to deny coverage or charge more due to pre-existing conditions like diabetes, a pregnancy or disability. The ACA also requires all health insurance plans to provide birth control with no co-pay–a provision we support wholeheartedly!
Understanding the Health Insurance Marketplace
All states, including Maine, have online health insurance marketplaces where you can shop for health insurance and compare different plans. The Marketplace will show you a side-by-side comparison of each available plan.
Based on income and family size, Mainers may be eligible for tax credits to help cover the cost of health insurance coverage. This calculator will give you an idea of what your monthly payment might be after tax credits are applied.
Figuring Out which Insurance Plan is Right for You
There are several different plans in the health insurance marketplace, and figuring out which plan is the best fit can be a challenge. Here are some of the things that will determine the cost of coverage:
- Your age
- The size of your family
- Your income
Starting NOW, Mainers can find out which plans are available in the state’s health insurance marketplace and how much each plan will cost at www.healthcare.gov. Starting November 17th, we are offering in-person help navigating coverage options at several Maine Family Planning clinics. Contact your local Maine Family Planning to schedule a time to meet with us at our Augusta, Bangor, Belfast, and Lewiston clinics, or call us at (207) 248-3928 for more information.