Open Enrollment has ended.
As of February 1, 2016, Mainers without insurance can enroll in affordable health insurance plans IF they have a qualifying life event. Many people will get financial help to make insurance coverage more affordable.
For help with enrollment, please contact Consumers for Affordable Health Care.
What the Affordable Care Act (ACA) Will Do for You
The Affordable Care Act (ACA), also known as health care reform or Obamacare, makes it easier for people who are uninsured to get affordable health insurance. These plans won’t be able to deny you coverage or charge you more due to pre-existing conditions like diabetes, a pregnancy or disability. Visit www.healthcare.gov to learn more.
Want to know more about what the ACA means for LGBTQ Americans? Click here.
Figuring Out which Insurance Plan is Right for You
If you don't have insurance coverage, you may be able to get affordable health insurance through the new online health insurance marketplace.
There are several different plans in the health insurance marketplace and figuring out which plan is right for you can be a challenge. Here are some of the things that will determine how you'll be covered:
- Your age
- The size of your family
- Your income
Starting NOW, you can find out which plans are available in Maine's health insurance marketplace and how much each plan will cost you at www.healthcare.gov. Starting November 2nd, you can get in-person help navigating your options at a Family Planning clinic.
Understanding the Health Insurance Marketplace
All states, including Maine, have online health insurance marketplaces where you can shop for health insurance and compare different plans. The marketplace will show you a side-by-side comparison of each available plan.
Based on your income and family size, you may be eligible for tax credits to help you buy low-cost health insurance coverage.
The only requirements to get insurance through the marketplace are:
- You must be a U.S. citizen or living in the U.S. lawfully.
- You can't be currently in jail or prison.
For more information, check out these videos and visit www.healthcare.gov.
If You Already Have Health Insurance
As part of the Affordable Care Act, health insurance plans must provide birth control with no co-pay. This benefit begins at different times for different health care plans. Contact your health insurance company to find out if your plan covers this new benefit.